Cathy McDaniel               Email:Cathy@cathymcdaniel.com | www.classeswithcathymcdaniel.com

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Experian is committing 80,000 free, 12-month memberships to The National Foundation for Credit Counseling customers nationwide through the freecreditscore.com website.

Experian is investing in “financial education intended to remove the mystery surrounding credit reports and scores,” said Victor Nichols, CEO of Experian North America.

The goal is to enable counselors to help people be aware of their financial behaviors, good and bad.

The freecreditscore.com membership includes access to Experian credit reports, credit scores along with credit monitoring, new activity alerts, mobile app alerts and updates, and access to fraud resolution agents. Plus, Experian’s “Score Planner” shows consumers how various financial actions impact credit scores.

In addition to online access to information the program offers one-on-one financial reviews with an NFCC certified financial professional and a financial education workshop.

Experian has analyzed the effectiveness of Credit Educator. Those who came through the training improved their credit score by 21 points over a 12-month period.

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Know Before You Owe - Click here to view
New disclosures are easier to understand and use than the existing disclosures are easier to understand and use than the existing disclosures. In addition, the Loan Estimate you get after you apply for a mortgage and the Closing Disclosure you get before you close are designed to work with each other. Take a look at them side by side to see how they’re different.

Click here to visit the CFPB website

Click here to review "CFPB Loan Estimate Form

Click here to review "CFPB Closing Disclosure Form

Click here to read 12/13/13 -
Regulators Address QM - Non-QMs with other Standards

Click here for information for Students and Young Americans

Click here for information for Older Americans

Click here for information for Servicemembers and Veterans

Click here for information for Community Banks and Credit Unions 



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Email or Call CFPB:
CFPB_reginquiries@cfpb.gov
(202) 435-7700


Latest News

Integrated Mortgage Disclosures under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z). Consumers must receive certain disclosures in connection with applying for a closing on a mortgage loan.

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This provision applies to debt forgiven in calendar years 2007 through December 31, 2014. 

Click here to locate your Congressman

Click here too locate your U.S. Senator

Click here to review
"Final Rule on Simplified and Improved Mortgage Disclosures" 

Click here to visit "CFPB Website New Real Estate Settlement Procedures"

Click here to review "CFPB Disclosure and Delivery Requirements for Copies of Appraisals" 


Click here to review "CFPB Servicing Rules

Click here to review "CFBP Final Rules - Appraisals for High-Priced Loans"

Click here to review "Social Media" FDIC Consumer Compliance Risk Management Guidance 

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